Setapp pricing is simple once you separate three questions: how many Macs you need, whether you need iPhone/iPad apps, and whether AI+ credits matter to your workflow.
Overview
As of this May 2026 refresh, Setapp lists the regular monthly plans at $9.99/month + tax for Mac, $12.49/month + tax for Mac + iOS, and $14.99/month + tax for Power User. Annual billing is advertised as a way to save 10%, bringing those listed monthly equivalents to $8.99, $11.24, and $13.49 + tax.
The best plan depends less on the raw price and more on your app stack. If Setapp replaces three or more apps you would otherwise pay for separately, it can be good value. If you only need one app, a direct purchase or standalone subscription may be cleaner.
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Table of Contents
Key Takeaways
- Mac starts at $9.99/month + tax for 1 Mac on monthly billing.
- Mac + iOS is $12.49/month + tax and covers 1 Mac plus 4 iOS devices.
- Power User is $14.99/month + tax and covers 4 Macs plus 4 iOS devices.
- Annual billing is advertised as 10% savings on the current pricing page.
- AI+ changes the math because AI Enthusiast and AI Expert add larger monthly credit pools.
Full Review
Setapp pricing in 2026
| Plan | Monthly price | Annual monthly equivalent | Devices | AI credits |
|---|---|---|---|---|
| Mac | $9.99/mo + tax | $8.99/mo + tax | 1 Mac | 10/month |
| Mac + iOS | $12.49/mo + tax | $11.24/mo + tax | 1 Mac + 4 iOS devices | 10/month |
| Power User | $14.99/mo + tax | $13.49/mo + tax | 4 Macs + 4 iOS devices | 10/month |
| AI Enthusiast | $23.99/mo + tax | $21.49/mo + tax | 1 Mac | 125/month |
| AI Expert | $34.99/mo + tax | $31.49/mo + tax | 4 Macs + 4 iOS devices | 250/month |
Always confirm the final number on Setapp's pricing page, because taxes, region, annual/monthly billing, and plan tests can change what you see.
How AI+ credits work
Setapp lists 10 AI credits per month on the standard Mac, Mac + iOS, and Power User plans. AI Enthusiast increases that to 125 credits per month, while AI Expert lists 250 credits per month.
Setapp describes credits as the currency used for AI usage. If you only occasionally use AI-enabled apps, the regular plans may be enough. If AI tools become part of your daily writing, coding, transcription, or productivity workflow, compare the AI+ plans against what you already pay for standalone AI tools.
Monthly vs annual billing
Monthly billing is better if you are testing Setapp or only need apps for a short project. Annual billing is better if you already know Setapp replaces several apps in your normal workflow. Setapp currently advertises annual billing as a 10% savings.
For students and educators, also check the Setapp student discount, because the current education offer applies to the annual Mac + iOS plan.
Which Setapp plan should you choose?
Choose Mac if you use one Mac and do not care about iPhone or iPad apps. This is the simplest trial plan for most people.
Choose Mac + iOS if you use Setapp-compatible apps on your iPhone or iPad. It is also the plan tied to the current education discount.
Choose Power User if you use multiple Macs, such as a desktop and laptop, or if you want one plan covering a broader personal setup.
Choose AI Enthusiast or AI Expert only if Setapp's AI-enabled apps replace tools you already use often enough to justify the higher subscription.
Legit ways to save on Setapp
- Use the 7-day trial before committing.
- Pick annual billing only if you know you will use Setapp all year.
- Check the education discount if you are eligible.
- Audit the apps you actually use after 30 days.
- Do not pay for AI+ if you are not using AI-enabled Setapp apps heavily.
About the Author
Joseph Nilo has been reviewing, blogging, podcasting, and creating video content about Mac Apps for over 20 years.
Both on a consumer / Mac fan level for his various podcasts and blogs about Apple, and professionally as the cofounder of HiLo Media, the premiere video production company for app developers.
He as created thousands of videos, blog posts, podcasts, and reviews about Mac Apps in his 20+ year career.
FAQ
As of this refresh, Setapp lists monthly pricing at $9.99/month + tax for Mac, $12.49/month + tax for Mac + iOS, and $14.99/month + tax for Power User. Annual billing is advertised as 10% savings.
For one Mac, start with the Mac plan. If you also want supported iPhone or iPad apps, compare Mac + iOS. If you use multiple Macs, Power User is the better fit.
Only plans with iOS slots include iPhone and iPad access. Mac + iOS covers 1 Mac and 4 iOS devices, while Power User covers 4 Macs and 4 iOS devices.
AI credits are Setapp's usage currency for AI-enabled apps. Standard plans list 10 credits per month, while AI Enthusiast and AI Expert include larger credit pools.
Annual billing is worth it if you already know Setapp replaces several apps you use all year. If you are still testing, start monthly or use the free trial first.